Paytm Wallet is The India’s First Wallet, Which is Approved By RBI and is trusted by more than 100 Million users. In March 2015, Paytm Wallet Became the First Digital Wallet Ever which is capable of Storing cash in it as well as transferring the money back to your Bank Account.

But, According to the Guidelines of Reserve Bank Of India, you can only add up to Rs 10,000 to your Paytm Wallet (Per Month). If your Paytm Wallet is not verified, you can not enjoy all the benefits of the Wallet since you are a non-KYC verified Wallet user.

Now, More merchants are accepting Paytm Wallet as payment. KYC Paytm verified users can send Paytm cash to Bank account at 0% Charges till 31st December. Don’t Worry! Upgrading your Paytm Wallet is ver simple, Just follow the below steps

Steps To Upgrade and Increase Paytm Wallet Limit

1. Visit the Paytm Wallet Verification Page Here. And select Request Wallet Upgrade

Upgrade Paytm Wallet

2. You can either Visit the nearest KYC center or request for an appointment to Pickup.

I suggest you visit the KYC center nearer to you since it is a much faster verification processes.

3. If you had chosen an appointment, you have to provide your addresses and mobile number.

You are requested to keep your Proof of Identity and Proof of address with you.

Passport, Aadhaar card, Voter card, Driver’s License, PAN card are considered as evidence of identity.

You can also use your Electricity/Telephone Bills or Your Bank/Post Office Pass Book as Proof of Address.

The KYC office will be open between 10 AM and 5 PM on all wording Days.

You should also carry 2 Passport sized photos along with Orginal Verification Documents.

For now, the Paytm KYC verification centers are available only in the main Indian cities like Delhi, Mumbai, Chennai, Kolkata and Bangalore.

Paytm KYC Centers

Visiting a KYC center is the best option to verify the Paytm Wallet since it is a much faster process compared to the later.

If you request a pickup, the Paytm customer care will call you and schedule the appointment.

After a few Days, a Paytm executive will visit your address to collect the required documents.

It might take up to 30 Days to complete the verification process for upgrading your Paytm Wallet.

You can also courier the following documents to complete the Paytm KYC Process

1. Self-attested copy of any ONE of the below documents

  • Aadhaar Card
  • Passport
  • Voter ID
  • Driving License
  • NREGA Job Card

2. Cancelled Cheque of your Bank

3. KYC Form duly filled and signed

Note: If you want to spend more than Rs. 50,000 in a single transaction, submit a copy of your PAN card in addition to above documents.

Courier the above documents to

  • Post Box No. 02
  • Noida HO
  • 201301

Just complete the above process and you can increase Paytm Wallet Limit to Rs one Lakh for free of cost.

Increase Paytm Wallet limit KYC

Benefits Of Upgrading your Paytm Wallet

When you upgrade your Paytm Wallet, you can deposit up to Rs one Lakh and enjoy all the advantages of Paytm cashback offers.

If you haven’t upgraded your Paytm Wallet, you can only deposit up to Rs 10,000, and you might miss some of your favorite services.

You will receive all the Paytm Cashback faster when you upgrade your wallet, for ordinary wallet users, it might take up to 24 hours to receive the cashback.

Paytm is also offering exclusive cashback offers for KYC verified users so that you can have more cash back in your wallet.

Storing money in your Paytm Wallet is more beneficial now since the Paytm Wallet is approved as a Payment option at IRCTC.

So, you can book the Railway tickets and make the Payment using your Paytm Wallet.

No need to enter all the Long Card numbers or setting complex passwords for your Net Banking transactions.

You can just save your Credit/Debit cards securely and safely and save some time when you perform a transaction.

Money Transfer is one of the useful features of Paytm Wallet. All you have to do is “Scan a QR code or Slide to Pay” that’s it, you can send cash to your Parents, friends or even a taxi driver.

You can also use Paytm Wallet to shop at several websites like Uber, FoodPanda, BookMyShow, Dominos, Jabong, eBay and a lot more.

Upgrading your Paytm Wallet is a one-time effort by which you can increase your Paytm Wallet Limit and enjoy online shopping without any bother.


  1. Hi mem/ sir I want upgrade my paytm wallet I was kyc form fill-up last three months but no response paytm team what are the service of paytm I used four account tell my issues not resolve

  2. Request sir my names Thonupunuri rajkumar pleas sir my paytm valle lime over I want my limit 100000 for 1 month pleas collect my I’d froof

  3. How to download kyc form of paytm from Pune city area:- Karvenagar 411052
    Plz contact urgently and how to upgrade the wallet limit

  4. After wallet upgrade how much maximum amount can i send to a bank account
    My Paytm wallet limit is 25000 and i had already crossed that.
    My KYC is approved 2 days ago.
    They told me that it takes 3 days to get the limit of 1 lac.
    once i have limit 1 lac.
    can i send 1 lac Paytm wallet money to my bank account???

  5. Hi Chaitanya ,

    Nice article !!!

    Friends of Bangalore now can do the KYC at 13/14, 2nd floor, SV Complex, Puttenahalli main road, J P Nagar 7th phase 500mts from Big Bazar, Opp.Corporation Bank, Bangalore-560078 – we will help to to make it fast and easy:
    call at : 9886441771


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